Free planning tools from Tangent Retirement. Each one runs right in your browser and stores nothing unless you ask us to email you your results.
Retirement accounts
- Mega Backdoor Roth Calculator — see how much more your 401(k) could hold this year.
- Backdoor Roth IRA Eligibility Checker — can you still get money into a Roth IRA, and will the pro-rata rule get in the way?
- Roth Conversion Bracket Filler — how much you can convert this year without jumping a bracket or a Medicare premium tier.
- Solo 401(k) vs SEP IRA Calculator — which plan lets a business owner save more.
Equity compensation
- RSU Tax Withholding Gap Calculator — find out whether the 22% withheld on your vests covers your real bracket.
- ESPP Discount and Holding Period Calculator — what the discount is worth and whether holding for qualifying treatment pays.
- Concentrated Stock Diversification Planner — how fast to unwind a large single-stock position and what it costs in tax.